FlipFundingPro

Purchase & Hold Investment Loans

Acquire rental properties and investment assets with fast, flexible hard money financing. We fund the purchase so you can build your portfolio.

Hard Money for Buy & Hold Investors

Not every real estate investor is looking for a quick flip. Some investors build long-term wealth through rental properties, buy-and-hold strategies, and portfolio acquisitions. These investors need capital that moves as fast as the market, even when the investment horizon is longer.

At FlipFundingPro, our purchase and hold loans give you the speed of hard money lending for acquisitions that you plan to hold. Use our capital to secure the property quickly, then refinance into permanent financing when the time is right.

We have been investing in real estate for over 20 years, and we understand the buy-and-hold strategy because we have used it ourselves. Our experience as investors informs how we structure our loans and evaluate your deals.

How Purchase & Hold Loans Work

Our purchase and hold program is designed for investors who need to move fast on an acquisition but plan to hold the property as a rental or long-term investment.

Acquisition speed: Traditional lenders take 30-60 days to close on an investment property. During that time, another investor can come in with cash and take the deal. Our hard money loans close in days, not months, giving you a competitive advantage.

12-month initial term: Our loans carry a 12-month term, giving you time to stabilize the property, place tenants, and arrange permanent financing.

Renewal options: If you need more time, renewal options are available. We work with you because we want to see your investment succeed.

No red tape: No appraisals, no credit checks, no income verification. We evaluate the property and the deal. If the numbers work, we fund it.

Ideal Properties for Purchase & Hold

We fund purchase and hold loans on a variety of residential investment properties throughout Florida and Nevada:

  • Single-family rental homes
  • Small multi-family properties (2-4 units)
  • Properties needing light renovation before renting
  • Portfolio acquisitions (multiple properties)

The key factor is the property value and the strength of the deal. If the numbers support the loan, we can fund it.

The BRRRR Strategy and Hard Money

Many of our purchase and hold borrowers use the BRRRR strategy: Buy, Rehab, Rent, Refinance, Repeat. Hard money loans from FlipFundingPro are the ideal financing vehicle for the first two steps of this process.

You use our capital to buy the property quickly and complete any necessary renovations. Once the property is stabilized and rented, you refinance into a conventional loan at a lower rate, pay off the hard money loan, and repeat the process with your next property.

This strategy has helped thousands of investors build substantial real estate portfolios, and our fast funding makes the acquisition phase simple and competitive.

Florida & Nevada Investment Markets in 2026

Both Florida and Nevada continue to be among the strongest real estate investment markets in the country. Florida benefits from massive population growth, no state income tax, and diverse economies across the state. Nevada offers similar tax advantages with strong growth in the Las Vegas and Reno metro areas.

Whether you are acquiring a rental property in Orlando, a duplex in Tampa, or a single-family rental in Las Vegas, FlipFundingPro can fund your acquisition quickly.

See all our Florida markets and Nevada markets.

Common Questions
Frequently Asked Questions
Can I use a hard money loan for a rental property? +
Yes. Our purchase and hold program is specifically designed for investors acquiring properties they plan to rent or hold long-term. The loan provides fast acquisition capital with a 12-month term to stabilize and refinance.
What happens after 12 months? +
We offer renewal options if you need additional time. Most investors refinance into permanent financing within the initial 12-month term, but we are flexible.
Do you fund multi-family properties? +
Yes. We fund small multi-family properties (2-4 units) as well as single-family homes used for investment purposes.
Is this a good option for the BRRRR strategy? +
Absolutely. Hard money lending is one of the most common financing tools for BRRRR investors. Our speed and flexibility make the acquisition and rehab phases efficient.
What areas do you serve for purchase and hold loans? +
We fund purchase and hold deals throughout all of Florida and Nevada. Our most active markets include Miami, Fort Lauderdale, Orlando, Tampa, Jacksonville, Las Vegas, Henderson, and Reno.
Can my LLC borrow for a purchase and hold deal? +
Yes. In fact, we only lend to entities (LLCs and corporations). This is a requirement for all our loan programs.

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