Frequently Asked
Questions

Hard money lending is asset-based real estate financing where the loan is secured by the property itself, not the borrower's creditworthiness. Hard money lenders like FlipFundingPro evaluate the deal and the property value rather than the borrower's credit score, income, or tax returns. This allows for faster closings and more flexible terms than traditional bank financing.

We lend exclusively to business entities such as LLCs and corporations. We do not lend to individuals for personal use. This is standard practice in hard money lending and creates a professional, structured transaction for both parties. If you do not yet have an entity, forming an LLC is typically quick and inexpensive.

We have closed loans in as little as 24 hours when title is clear and the deal is straightforward. Most transactions close within 3 to 7 business days. Our speed depends on how quickly we receive your deal details and how quickly the title company can process the closing.

No. We do not pull personal credit reports. Our loans are asset-based, meaning we evaluate the property and the deal structure, not your credit history. The property serves as collateral for the loan.

No. We perform our own internal property evaluation based on market data, comparable sales, and our experience in the local market. This eliminates the typical 2 to 3 week wait for a third-party appraisal and keeps your deal moving.

We lend up to 70 to 75 percent of the property value, depending on the deal structure, property type, and market conditions. Each deal is evaluated individually.

Our standard loan term is 12 months with renewal options available. For table funding and double closings, terms can be as short as same-day. Every deal is structured individually based on the investment strategy.

We fund single-family homes and multi-family properties (duplexes through 4-plexes). All properties must be investment properties. We do not fund owner-occupied residential properties.

We do not publish standard rates because every deal is different. Rates and terms are determined based on the specific property, loan amount, LTV, exit strategy, and market conditions. Submit your deal for a custom quote.

To get started, we need your entity name, contact information, property address, purchase price, loan amount requested, and your investment strategy (flip, hold, bridge, or double close). You can submit this through our online form or by calling us directly.

Table funding is short-term capital we provide for the buy side of a double closing (simultaneous close). We fund your purchase, and you repay us from the proceeds of the sale that happens the same day or shortly after. We specialize in these transactions.

We currently lend throughout all of Florida and all of Nevada. This includes every city, county, and market in both states. See our Florida and Nevada market pages for more details about specific areas.