Fix & Flip Hard Money Loans
Short-term financing built for investors who buy distressed properties, renovate them, and sell for profit. We fund the deal, not your credit score.
Why Fix & Flip Investors Choose FlipFundingPro
If you have ever lost a deal because your lender took three weeks to close, you know why speed matters in fix and flip investing. Traditional banks were never built for the pace of residential real estate investing. They require appraisals, income verification, credit checks, and committee approvals that turn a simple transaction into a months-long ordeal.
At FlipFundingPro, we built our lending operation from the ground up to serve one type of borrower: the experienced real estate investor who needs capital fast. We have been investing in real estate ourselves for over 20 years. We understand the pressure of a deal that needs to close this week, not next month.
Our fix and flip loans are designed to get you funded quickly so you can focus on what you do best: finding deals, managing renovations, and selling for profit.
How Our Fix & Flip Loans Work
Our process is straightforward because we have eliminated everything that slows traditional lending down.
You submit your deal. Tell us about the property, the purchase price, your renovation budget, and your expected ARV. We evaluate the deal on its merits, not your personal financial history.
We evaluate the asset. We do our own internal property evaluation. No third-party appraisals. No waiting two weeks for a report. We know the markets in Florida and Nevada, and we can assess value quickly.
You get clear terms. If the deal works, you receive a term sheet with straightforward numbers. No hidden fees, no last-minute changes, no bait-and-switch tactics.
We fund and you close. Once title is clear, we wire funds. We have closed deals in as little as 24 hours when everything is in order.
Loan Terms at a Glance
- Up to 75% loan-to-value ratio
- 12-month loan terms with renewal options
- No appraisals required
- No personal credit checks
- Entity borrowers only (LLCs, corporations)
- Close in as fast as 24 hours
- Available throughout Florida and Nevada
What Makes a Good Fix & Flip Deal?
We have funded thousands of deals over the past two decades, and the best fix and flip deals share common characteristics. The purchase price should be well below the after-repair value. Renovation costs should be realistic and based on actual contractor bids, not optimistic estimates.
The exit strategy should be clear. Are you selling retail to an end buyer? Selling to another investor? The timeline matters. Properties that sit on the market for months eat into your profit and increase our risk.
We also look at the market. In 2026, both Florida and Nevada continue to offer strong opportunities for fix and flip investors. Population growth, job creation, and housing demand keep these markets active. South Florida, Tampa, Orlando, Las Vegas, and Reno remain hot markets for investors who know how to identify value.
Markets We Serve
FlipFundingPro funds fix and flip deals across all of Florida and Nevada. Our most active markets include:
Florida: Miami, Fort Lauderdale, West Palm Beach, Orlando, Tampa, Jacksonville, and throughout the state.
Nevada: Las Vegas, Henderson, Reno, Carson City, and statewide.
Whether you are flipping a single-family home in a Miami suburb or renovating a duplex in North Las Vegas, we can fund your deal.
Submit your deal today and get a funding decision within hours.
Submit Your Deal →